Money Back Plan

A money-back life insurance plan that provides death protection throughout the term and pays periodic survival benefits at specified durations during the term. In case of death, the full Sum Assured is payable irrespective of prior survival benefits.

• With-profit policy (bonuses applicable)
• Minimum Sum Assured NPR 20,000; no upper limit
• Policy becomes paid-up after at least two full years' premiums
• Policy surrender allowed after three full years subject to payment of due premiums
• Loan up to 90% of surrender value available after three years
• Accident benefit and permanent disability riders available for ages 18–70

• Minimum Sum Assured: NPR 20,000
• Available term options: 15 / 20 / 25 years (varies by version)
• Survival benefits paid in periodic installments