म्यादी जीवन बीमा - ग्रामीण लक्षित
न्यूनतम बीमांक
रु.10,000
नीति अवधि
1 वर्ष
अन्त्येष्टी खर्च
१०% कभर
Coverage
रु. 10,000 रु.
300000
Description
This is a one-year single premium term plan targeted at the micro-insurance segment. It provides financial protection against death or permanent total disability due to accident during the policy term, with additional payout on accidental death and a funeral expense benefit. There is no survival benefit.
Features
- Sum assured from NPR 10,000 up to NPR 300,000
- Policy term fixed at 1 year
- Single premium payable at inception
- Death benefit payable to nominee during policy term
- Funeral expenses: 10% of Sum Assured payable on death
- Accidental death: additional Sum Assured payable
- Permanent total disability due to accident: Sum Assured payable
- No survival benefit; no surrender value, no paid-up, no loan
Highlights
- Term plan targeted at micro-insurance segment
- Covers accidental death and permanent total disability
- Additional 10% of Sum assured for funeral expenses
Life Insurance Details
Available Riders
Accidental Death Benefit: In the event of death of the life assured due to accident, an additional amount equal to sum assured will be payable.
Permanent Total Disability Benefit: In the event of permanent total disability due to accident of the life assured, an amount equal to the sum assured will be payable to the policyholder. The policy will terminate upon payment of such benefit. The definition of permanent total disability shall be as per the Company’s underwriting policy.
Eligibility
Age18 - 69 years
Policy Term1 year