माइक्रो ग्राहक लक्षित
न्यूनतम बीमा रकम
रु.5,000
अधिकतम बीमा रकम
रु.500,000
पेड-अप/लोन
उपलब्ध छैन
Eligibility
Age16 - 65 years
Coverage
Min Coverage
रु. 5,000
Max Coverage
रु. 500,000
Claim Settlement Rate (Guardian Micro Life Insurance Nepal)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
A non-linked, non-participating individual term life insurance plan providing protection (death benefit) to the life assured. Targeted at micro borrowers and individuals without formal life cover.
Features
- Non-linked, non-participating term plan
- Policy term: 1 year
- Death benefit payable to nominees; policy terminates on payment
- No survival/maturity benefit
- No paid-up, surrender value or policy loan
- Without profits (no bonuses)
- Premium frequency: Yearly
Highlights
- Affordable micro protection
- Coverage from NPR 5,000
- Designed for borrowers / micro customers