सानो बचत
न्यूनतम बीमा रकम
रु.10,000
प्रवेश उमेर
18-55 वर्ष
प्रिमियम मोड
त्रैमासिक, अर्धवार्षिक, वार्षिक
Premium
रु. 500 रु./वर्ष
NPR/yr
Coverage
रु. 10,000 रु.
NPR
Description
A non-linked, non-participating, regular-premium micro endowment assurance plan providing savings and life cover for individuals without formal life insurance, particularly targeted at microfinance sector clients.
Features
- Non-linked, non-participating micro endowment plan
- Maturity benefit: Sum Assured payable on survival to term
- Death benefit: Sum Assured payable to nominee on death during term
- Multiple raiders available
Highlights
- Affordable micro-targeted savings + insurance
- Flexible short to medium term options
- Accidental riders for extra protection
Life Insurance Details
Available Riders
Accidental Benefit Rider (medical/treatment reimbursement-ABR provides medical/treatment expense reimbursement in the event of an injury due to accident and a life cover protection in the event of death due to an accident of the life assured.
Accidental Death Benefit Rider-During the policy term, on death of the life assured due to an accident (ie due to external cause), rider sum assured is payable to the nominee/beneficiary. The policy terminates upon such payments.
Accidental Total and Permanent Disability Benefit Rider-In the event of total and permanent disability of the life assured due to any cause, within six months of the date of the accident, following benefits will be paid to the policyholder: Loss of both hands/ both feet – 100% of Sum Assured Complete and irrecoverable loss of sight in both eyes – 100% of Sum Assured Loss of one hand or one foot together with complete and irrecoverable loss of sight in one eye – 100% of Sum Assured Loss of one hand/foot – 50% of Sum Assured Complete and irrecoverable loss of hearing in both ears – 50% of Sum Assured Complete and irrecoverable loss of sight in one eye – 50% of Sum Assured
Eligibility
Age18 - 55 years
Policy Term6 - 25 years