Bhavishya Nidhi (Option2: Diamond Option)
Endowment
Sum assured
Rs 1 L
Premium / yr
On request
Term
5–30 yrs
Entry age
18–65
About this plan
Asian Life's Bhavishya Nidhi is an endowment life insurance plan. Minimum sum assured NPR 100,000. Two benefit options (Golden and Diamond) determine death benefit multiples; maturity benefit and company bonus payable as per rules.
What's included
Key highlights
- Min Sum assured NPR 100,000
- Golden & Diamond options
- Optional ADB / PTD / Premium Waiver / Critical Care
Features
- Minimum sum assured NPR 100,000
- Premium payment term 5–30 years
- Two benefit options: Golden and Diamond (different death benefit multiples)
- Option 2 (Diamond Option):
- a) Sum Assured if the insured dies within 3 years from the policy commencement date
- b) 150 (one hundred and fifty) percent of the Sum Assured if the insured dies between 3 years and 5 years from the policy commencement date
- c) 200 (two hundred) percent of the Sum Assured if the insured dies after 5 years from the policy commencement date
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5–30 years
Declared bonus
Rs 42–75 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Asian Life Insurance
Premium
Quote on request