Bhavishya Nidhi (Option2: Diamond Option)

Asian Life's Bhavishya Nidhi is an endowment life insurance plan. Minimum sum assured NPR 100,000. Two benefit options (Golden and Diamond) determine death benefit multiples; maturity benefit and company bonus payable as per rules.

• Minimum sum assured NPR 100,000
• Premium payment term 5–30 years
• Two benefit options: Golden and Diamond (different death benefit multiples)
• Option 2 (Diamond Option):
• a) Sum Assured if the insured dies within 3 years from the policy commencement date
• b) 150 (one hundred and fifty) percent of the Sum Assured if the insured dies between 3 years and 5 years from the policy commencement date
• c) 200 (two hundred) percent of the Sum Assured if the insured dies after 5 years from the policy commencement date

• Min Sum assured NPR 100,000
• Golden & Diamond options
• Optional ADB / PTD / Premium Waiver / Critical Care