Endowment Policy with two options
Entry Age
18–65
Min Sum assured
Rs. 1,00,000
Payment Term
5–30 years
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Source of Income
Claim Settlement Rate (Asian Life Insurance)
0.01%
Source: 2081/82
Description
Asian Life's Bhavishya Nidhi is an endowment life insurance plan. Minimum sum assured NPR 100,000. Two benefit options (Golden and Diamond) determine death benefit multiples; maturity benefit and company bonus payable as per rules.
Features
- Minimum sum assured NPR 100,000
- Premium payment term 5–30 years
- Two benefit options: Golden and Diamond (different death benefit multiples)
- Option 1 (Golden Option):
- a) Sum Assured in case of death of the insured within 3 years from the insurance commencement date
- b) 150 (one hundred and fifty) percent of the sum insured in case of death of the insured after 3 years from the insurance commencement date.
- Maturity: sum assured plus bonus paid as lump sum
Highlights
- Min Sum assured NPR 100,000
- Golden & Diamond options
- Optional ADB / PTD / Premium Waiver / Critical Care
Life Insurance Details
Available Riders
दुर्घटना मृत्यु लाभ(ADB), स्थायी अपाङ्ग/असक्त सुविधा(PTD), बीमाशुल्क छुट सुविधा(PWB)
Asian Critical Care (Critical Care)
Eligibility
Age18 - 65 years
Policy Term 5–30 years