Asian Pension (Deferred & Annuity Options)

Long-term pension (annuity) plan with entry age 18–60 and maturity/termination age 40–70. Minimum sum assured starts from NPR 10,000. Multiple annuity options available (5/10/15/20) years respectively.

• Entry age 18–60 years
• Maturity/termination age 40–70 years
• Premium payment period 5 to 54 years
• Sum assured from NPR 10,000 (max based on income)
• Premium payment modes: yearly, half-yearly, quarterly
• Multiple annuity options: guaranteed (5/10/15/20 years) then lifelong, lifelong only, return of purchase price, 3% annual increase
• Optional riders: Premium waiver (PWB), PTD (disability), Accidental death benefit (ADB)
• Annuity payment modes: monthly/quarterly/half-yearly/annual
• Minimum annuity instalments: monthly NPR 250, quarterly NPR 750, half-yearly NPR 1,500, annual NPR 3,000

• Entry age 18–60
• Min sum assured NPR 10,000
• Multiple annuity options
• Optional PWB / PTD / ADB riders