Barshik Bhuktani Jeevan Beema (Money Back)
Money-backPopular
Sum assured
Rs 2.50 L
Premium / yr
Rs 10,000
Term
10–20 yrs
Entry age
18–60
About this plan
Annual payment money-back life insurance with entry age 18–60 years, policy term 10–20 years and minimum sum assured NPR 250,000. Pays 5% of sum assured on each policy anniversary; on maturity balance sum assured plus accrued bonuses are payable. On death during policy term, sum assured plus accrued bonuses are payable.
What's included
Key highlights
- 5% annual payout
- Minimum Sum assured NPR 250,000
- Entry age 18–60
Features
- Minimum sum assured NPR 250,000
- Annual payout: 5% of sum assured on each anniversary
- Maturity: balance sum assured + accrued bonuses
- Death benefit: sum assured + accrued bonuses
- Bonuses: Simple Reversionary and Terminal (Terminal bonus after inforce ≥10 years)
- Policy loans not available
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10 – 20 years
- Sum assured
- From Rs 2,50,000
- Premium modes
- Yearly
Benefits payout
- Death benefit
- Sum Assured + Accrued Bonus
- Maturity benefit
- Balance Sum Assured + Accrued Bonuses
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit (ADB)
Additional benefit payable on accidental death
Permanent Total Disability (PTD)
Benefit for permanent total disability
Premium Waiver Benefit (PWB)
Waives future premiums on specified events
Asian Critical Care (Critical Care)
Critical illness cover rider
Loan & liquidity
- Policy loan
- Not available
- Partial withdrawal
- No
What's not covered
- Death while flying other than on regular scheduled commercial flights
- Death due to war or engagement in warlike activities
- Death while committing a criminal act
- Suicide within two years from policy commencement or revival (only surrender value if any will be paid)
Other plans from Asian Life Insurance
Premium / yr
Rs 10,000