निश्चित आय
समावेशिता
मुनाफामा सरिक हुँदैन
प्रवेश उमेर
१८ वर्ष
न्यूनतम वार्षिक प्रिमियम
रु. २५,०००
Coverage
रु. 3 लाख (NPR 3 Lakh)
Based on Source of Income
Claim Settlement Rate (Asian Life Insurance)
0.01%
Source: 2081/82
Description
Guaranteed Income (Parivar Aay Labh) endowment life insurance plan. Fixed-term plan with 12 years premium payment and a one-time lump-sum survival benefit at policy year 12.
Features
- Policy term 24 years
- Premium payment term 12 years
- Minimum annual premium NPR 25,000
- Sum assured = Annual premium × 12
- One-time lump-sum survival benefit at policy year 12 if all premiums paid
- Policy loan against the policy after 3 years' premiums paid
- Non-participating (no profit participation/bonuses)
Highlights
- Minimum annual premium NPR 25,000
- Sum assured = Annual premium × 12
- One-time survival benefit at year 12 (percentage based on age & premium band)
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) / Permanent Total Disability (PTD) + Premium Waiver Benefit (PWB)
Asian Critical Care (CI) Rider
Eligibility
Age18 - 53 years
Policy Term24 years