NavaRatna Endowment (Limited Pay)
EndowmentPopular
Sum assured
Rs 50,000
Premium / yr
Rs 5,000
Term
5–30 yrs
Entry age
18–65
About this plan
A limited-pay participating endowment life insurance plan. Multiple policy terms and premium payment durations, minimum sum assured NPR 50,000. Sum assured plus bonus paid on maturity or on death.
What's included
Key highlights
- Minimum entry age 18 years
- Maximum entry age 65 years
- Policy term 5–30 years
Features
- Participating (with-profit) Nav Ratna endowment
- Minimum sum assured NPR 50,000
- Multiple limited premium payment term options available
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5, 10, 15, 20, 25 or 30 years
- Sum assured
- From Rs 50,000
- Premium modes
- annual, Half-yearly
Benefits payout
- Death benefit
- Sum Assured + Bonus
- Maturity benefit
- Sum Assured + Bonus
- Accidental benefit
- Available via rider
Declared bonus
Rs 42–75 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
दुर्घटना मृत्यु लाभ (ADB)
दुर्घटनाबाट निधन भएमा अतिरिक्त मृत्युदावी राशि उपलब्ध गराइन्छ।
ADB + अपाङ्गता सुविधा (PTD)
दुर्घटनाबाट स्थायी अपाङ्गता भएको अवस्थामा अतिरिक्त लाभ।
ADB + PTD + प्रिमियम छूट लाभ (PWB)
दुर्घटनाबाट अपाङ्गता आएमा प्रिमियम छूट सुविधा सहितको प्याकेज।
Loan & liquidity
- Policy loan
- Available
- Paid-up value
- Yes
- Partial withdrawal
- No
Other plans from Asian Life Insurance
Premium / yr
Rs 5,000