Asian Life - Karja Suraksha (Term)

Asian Life Karja Suraksha (Term) is a short-term credit protection life plan insuring borrowers of banks, finance companies, microfinance and cooperatives. It is non-participating (no bonus) and single-premium. Pays sum assured on death during the term, double sum assured for accidental death, and a funeral expense benefit.

• Non-participating (no bonus)
• Single premium
• Protects loans from banks, finance companies, microfinance and cooperatives
• Death benefit: Sum assured
• Accidental death: 2x Sum assured
• No surrender value or loan under the policy

• Minimum Sum assured: NPR 10,000
• Maximum Sum assured: NPR 2,000,000
• Accidental death: 2x Sum assured
• Funeral benefit: 25% of SA or NPR 30,000
• No surrender value / no loan