सीमित भुक्तानी
प्रवेश उमेर
18–60
न्यूनतम बीमाङ्क
रु 50,000
समर्पण/ऋण
3 वर्षपछि
Coverage
रु. 50,000 रु.
Based on Source of Income
Claim Settlement Rate (Asian Life Insurance)
0.01%
Source: 2081/82
Description
A limited-pay endowment policy where premiums are paid for a limited period to secure long-term insurance benefits. Sum assured starts from NPR 50,000.
Features
- Entry age: 18 years-60
- Minimum term: 5 years, Maximum term: 54 years
- Minimum sum assured: NPR 50,000
- Surrender/surrender value available after 3 years' premium payment
- Loan against policy available after 3 years
- Discounts for higher sums assured and for payment modes
- Available riders: Accidental Death Benefit (ADB); ADB+PTD+PWB
Highlights
- Limited-pay structure for long-term protection
- Surrender value and loan facility after 3 years
- Payment-mode discounts availiable
Life Insurance Details
Available Riders
दुर्घटना मृत्यु लाभ (ADB)
दुर्घटना मृत्यु लाभ + बीमाशुल्क छुट + स्थायी अपाङ्गता (ADB+PTD+PWB)
Eligibility
Age18 - 60 years
Policy TermMin term 5 years, Max term 54 years