Jeevan Ratna (Limited-Pay Endowment)
EndowmentPopular
Sum assured
Rs 50,000
Premium / yr
On request
Term
5–54 yrs
Entry age
18–60
About this plan
A limited-pay endowment policy where premiums are paid for a limited period to secure long-term insurance benefits. Sum assured starts from NPR 50,000.
What's included
Key highlights
- Limited-pay structure for long-term protection
- Surrender value and loan facility after 3 years
- Payment-mode discounts availiable
Features
- Entry age: 18 years-60
- Minimum term: 5 years, Maximum term: 54 years
- Minimum sum assured: NPR 50,000
- Surrender/surrender value available after 3 years' premium payment
- Loan against policy available after 3 years
- Discounts for higher sums assured and for payment modes
- Available riders: Accidental Death Benefit (ADB); ADB+PTD+PWB
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5 – 54 years
- Sum assured
- From Rs 50,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Maturity benefit
- Sum assured plus declared bonuses (participating policy)
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit (ADB)
दुर्घटनाबाट हुने मृत्युलाई कभर गर्ने अतिरिक्त लाभ
ADB + PTD + PWB
दुर्घटना मृत्युलाई कभर गर्ने साथै स्थायी अपाङ्गता र प्रिमियम छुट सुविधासहितको राइडर
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
Other plans from Asian Life Insurance
Premium
Quote on request