Dhan Samriddhi
Money-backPopular
Sum assured
Rs 50,000
Premium / yr
Rs 10,000
Term
10–25 yrs
Entry age
18–60
About this plan
Limited-pay endowment life insurance plan with profit participation. Provides surrender value and loan eligibility. Pays survival (money-back) benefits at specified policy years.
What's included
Key highlights
- Limited-pay endowment
- Entry age: 18–60 years
- Maximum maturity age: 70 years
Features
- Limited-pay endowment plan
- Profit participating (bonus eligible)
- Surrender value and loan available
- Survival (money-back) benefits at specified years
- Optional riders: accidental death, disability, premium waiver
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10, 15, 20, 25 years
- Sum assured
- From Rs 50,000
- Premium modes
- Single, Yearly, Half-yearly
Benefits payout
- Death benefit
- For death before maturity: Single premium policies: 2.5 x basic sum assured + declared and vested bonuses. Regular premium policies: basic sum assured + declared and vested bonuses + previously paid survival benefits (without deducting paid survival benefits).
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit (ADB)
दुर्घटना मृत्यु अवस्थामा अतिरिक्त मृत्यु लाभ।
Permanent Total Disability (PTD)
दुर्घटनाबाट पूर्ण अपाङ्गता हुँदा लाभ।
Premium Waiver Benefit (PWB)
दुर्घटना/अपाङ्गतामा बीमाशुल्क छुट/माफी सुविधा।
Loan & liquidity
- Policy loan
- Available
- Paid-up value
- Yes
- Partial withdrawal
- No
Other plans from Asian Life Insurance
Premium / yr
Rs 10,000