Dampati Suraksha Plus (Joint Endowment)
Couple
Sum assured
Rs 50,000
Premium / yr
Rs 10,000
Term
5–30 yrs
Entry age
18–65
About this plan
Dampati Suraksha Plus is a joint endowment life insurance plan for couples. Participating (with profits) endowment offering death and maturity benefits with optional accidental and disability riders.
What's included
Key highlights
- Joint policy for couples
- Participating plan
- Min Sum assured NPR 50,000
- Death benefit up to 250% of Sum assured
- Optional accidental & disability riders
Features
- Joint endowment for couples
- Participating (with profit) plan
- Entry age 18–65 years
- Maximum maturity age 70 years
- Minimum sum assured NPR 50,000
- Premium payment term 5–30 years
- Death benefit multipliers depending on policy duration (100%–250%)
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5–30 years
- Sum assured
- From Rs 50,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Maturity benefit
- Sum Assured + accrued bonus
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
दुर्घटना मृत्यु लाभ (ADB)
ऐच्छिक दुर्घटना मृत्यु बीमा लाभ
स्थायी अपाङ्ग/असक्त (PTD)
ऐच्छिक स्थायी अपाङ्गता/असक्तता लाभ
बीमाशुल्क छुट (PWB)
प्रभावित बीमितमा पर्नेजस्तै अवस्थामा शेष प्रिमियम छुट गर्ने सुविधा (ऐच्छिक)
Loan & liquidity
- Policy loan
- Not available
- Partial withdrawal
- No
What's not covered
- अनुमत विहीन उडान (नियमित मार्ग बाहेक) मा मृत्यु
- युद्ध वा युद्धसमान कार्यमा संलग्नता
- कानूनको उल्लंघन गर्दा भएको मृत्यु
- बीमालेख सुरु वा नवीकरण भएको दुई वर्ष भित्र मानसिक विकार सम्बन्धी मृत्यु (उल्लेखित सर्तअनुसार)
Other plans from Asian Life Insurance
Premium / yr
Rs 10,000