Joint Endowment
Entry age
18–65
Minimum Sum Assured
रु.50,000
Death benefit
upto 250%
Coverage
रु. 50,000 रु.
NPR
Claim Settlement Rate (Asian Life Insurance)
0.01%
Source: 2081/82
Description
Dampati Suraksha Plus is a joint endowment life insurance plan for couples. Participating (with profits) endowment offering death and maturity benefits with optional accidental and disability riders.
Features
- Joint endowment for couples
- Participating (with profit) plan
- Entry age 18–65 years
- Maximum maturity age 70 years
- Minimum sum assured NPR 50,000
- Premium payment term 5–30 years
- Death benefit multipliers depending on policy duration (100%–250%)
Highlights
- Joint policy for couples
- Participating plan
- Min Sum assured NPR 50,000
- Death benefit up to 250% of Sum assured
- Optional accidental & disability riders
Life Insurance Details
Available Riders
दुर्घटना मृत्यु लाभ (ADB)
स्थायी अपाङ्ग/असक्त सुविधा (PTD)/दुर्घटना मृत्यु लाभ (ADB)
बीमाशुल्क छुट सुविधा (PWB)/स्थायी अपाङ्ग/असक्त सुविधा /(PTD)दुर्घटना मृत्यु लाभ (ADB)
Eligibility
Age18 - 65 years
Policy TermPremium payment term 5–30 years