Money-back

About this plan

A money-back/saving-investment plan that pays the sum assured in three instalments during the policy term (33%, 33%, 34% + bonus) and continues for a 20-year extended term paying 5% of sum assured annually. Death risk is covered during the policy term and the extended period.

What's included

Key highlights

  • न्यूनतम बीमाङ्क: रु.500,000
  • पालिसी अवधी: 12/15/18/21 वर्ष
  • विस्तारित अवधि: 20 वर्ष, 5% सालाना भुक्तानी

Features

  • बीमा अवधिमा ३ किस्तामा धन फिर्ता (33% / 33% / 34% + बोनस)
  • पारिचयपछि २० वर्षको विस्तारित अवधि र हरेक वर्ष ५% बीमाङ्क भुक्तानी
  • गारन्तीकृत २००% बीमाङ्क फिर्ता (उल्लिखित)
  • मृत्यु हुँदा पूरा बीमाङ्क सहित बोनस तिर्ने
  • बीमा अवधी: 12/15/18/21 वर्ष; प्रिमियम भुक्तानी अवधि समान
  • राइडर विकल्प: आकस्मिक मृत्यु, आकस्मिक स्थायी अपाङ्गता, प्रिमियम वेभर, क्रिटिकल इलनेस

Eligibility & term

Entry age
18 – 58 years
Policy term
12/15/18/21 years

Declared bonus

Term-wise Breakdown

FY 2081/82

Tenure (Years)Rate (per '000)
0-9Rs. 0
10-14Rs. 43
15-19Rs. 45
20-24Rs. 50
25-29Rs. 0
30 and aboveRs. 0

Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.

बोनस तथा परिपक्वता प्रक्षेपण

Rs 20.00 lakh

अहिलेसम्म कति वर्ष प्रिमियम तिरिसक्नुभयो (नयाँ भए ०)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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