SuryaJyoti Chaurasi Puja Jeevan Beema
Money-back
About this plan
Long-term life insurance plan offering regular income (anticipated payouts) after premium payment term. Pays vested bonus at end of premium term and then 6% of basic sum assured annually until one year before maturity; maturity benefit is 150% of sum assured. Offers single-payment and limited premium-payment options.
What's included
Key highlights
- प्रत्येक वार्षिकोत्सवमा ६% बाँच्ने लाभ
- परिपक्वतामा १५०% बीमित रकम
- प्रारम्भिक बीमित रकम रु. 100,000 बाट
Features
- प्रिमियम पेमेन्ट मोड: वार्षिक, अर्धवार्षिक, त्रैमासिक
- प्रिमियम अवधि समाप्त भएपछि बोनस भुक्त्याइने र आरम्भदेखि एक वर्ष पहिले सम्म प्रत्येक वार्षिकोत्सवमा ६% बाँच्ने लाभ
- परिपक्वतामा १५०% बीमित रकम भुक्त्याइने
- मृत्यु लाभ: प्रिमियम भुक्तानी अवधिमा २५०%+बोनस; पश्चात् ७० भन्दा अगाडि मृत्युमा २००%+बोनस
- वैकल्पिक राइडर: ADB, TPD र प्रिमियम वाइवर उपलब्ध
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- Premium payment term 10–50 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 0 |
| 10-14 | Rs. 45 |
| 15-19 | Rs. 50 |
| 20-24 | Rs. 55 |
| 25-29 | Rs. 65 |
| 30 and above | Rs. 70 |
| 0-9 | Rs. 0 |
| 10-14 | Rs. 75 |
| 15-19 | Rs. 80 |
| 20-24 | Rs. 85 |
| 25-29 | Rs. 90 |
| 30 and above | Rs. 90 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
बोनस तथा परिपक्वता प्रक्षेपण
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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