Money-back

About this plan

A money-back life insurance plan that refunds fixed percentages of the Sum Assured at each policy anniversary which can be adjusted against renewal premiums. In case of death, full Sum Assured is paid to the beneficiary without deducting refunded amounts.

What's included

Key highlights

  • वार्षिक ४%–६% सम्म फिर्ता (अप्शन अनुसार)
  • प्रवेश आयु १८–५० वर्ष
  • अधिकतम परिपक्वता आयु ६० वर्ष

Features

  • प्रत्येक नीतिको वार्षिक वर्षगाँठमा निश्चित प्रतिशत बीमांक फिर्ता
  • मृत्युमा पूरा बुनियादी बीमांक र बोनस (फिर्ता रकम कटौती नगरि) भुक्तानी
  • राइडरहरू: आकस्मिक मृत्यु, आकस्मिक पूर्ण स्थायी अपांगता, प्रिमियम माफी, क्रिटिकल इल्यानेस

Eligibility & term

Entry age
18 – 50 years
Policy term
10-20 years

Declared bonus

Term-wise Breakdown

FY 2081/82

Tenure (Years)Rate (per '000)
0-9Rs. 0
10-14Rs. 38
15-19Rs. 38
20-24Rs. 47

Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.

बोनस तथा परिपक्वता प्रक्षेपण

Rs 20.00 lakh

अहिलेसम्म कति वर्ष प्रिमियम तिरिसक्नुभयो (नयाँ भए ०)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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