SuryaJyoti Suraksha Kawaj Myadi Jeevan Beema
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A term life insurance plan designed to provide maximum risk coverage with minimal premium. On insured's death during policy term, sum assured plus funeral expense is paid.
What's included
Key highlights
- म्यादी (Term) जीवनबीमा
- कम्तिमा बीमाङ्क रु. 10,000
- ADB राइडर रु.1/1000 मात्र
Features
- कम्तिमा बीमित रकम रु. 10,000 बाट सुरू
- मृत्युद्वारा पूरा बीमाङ्क सुनिश्चित भुक्तानी
- अन्त्येष्टि खर्च: बीमित रकमको 20% वा रु.50,000 मध्ये कम हुनेजति भुक्तानी
- अद्भुत रूपमा सस्तो अतिरिक्त Accidental Death Benefit (Rs.1 प्रति हजार) उपलब्ध
Terms and conditions
- In case of death of the insured 20% of Sum Assured or 50`,000 whichever is less will be paid to the nominee as funeral expenses
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना मृत्यु लाभ (ADB)
दुर्घटनाबाट मृत्यु भएमा थप लाभ।
Accidental Death Benefit (ADB)
Additional benefit on accidental death.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request