Endowment

About this plan

SuryaJyoti Sawadhik Endowment Plan is a traditional saving-cum-protection plan where low fixed premiums are payable for a chosen term. On death or maturity the basic sum assured with declared bonus is paid. Optional riders are available.

What's included

Key highlights

  • न्यूनतम बीमालेख रु. 25,000
  • बोनससहित परम्परागत सहभागी योजना
  • ADB / TPD / PWB राइडर उपलब्ध

Features

  • न्यूनतम बीमालेख रकम रु. २५,०००
  • परिपक्वता उमेर अधिकतम ७० वर्ष
  • प्रीमियम भुक्तानी मोड: वार्षिक, अर्धवार्षिक, त्रैमासिक
  • मृत्यु वा परिपक्वतामा आधारभूत बीमालेख + बोनस भुक्तानी

Eligibility & term

Entry age
18 – 60 years
Policy term
5 - 52 years

Declared bonus

Term-wise Breakdown

FY 2081/82

Tenure (Years)Rate (per '000)
0-9Rs. 40
10-14Rs. 41
15-19Rs. 45
20-24Rs. 54
25-29Rs. 60
30 and aboveRs. 70

Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.

बोनस तथा परिपक्वता प्रक्षेपण

Rs 20.00 lakh

अहिलेसम्म कति वर्ष प्रिमियम तिरिसक्नुभयो (नयाँ भए ०)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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