SuryaJyoti Professional Endowment Insurance Policy
Endowment
About this plan
A corporate-targeted long-term endowment life insurance plan providing protection against death and disability during the policy term and a guaranteed maturity benefit with accrued bonuses at the end of the term.
What's included
Key highlights
- न्यूनतम बीमाङ्क रु. 1,500,000
- नीति अवधि 5–52 वर्ष
- राइडर कभरेजसम्म रु. 1,00,00,000 सम्म (सशर्त)
Features
- न्यूनतम बीमाङ्क रु. 1,500,000
- प्रवेश उमेर 18–65 वर्ष
- मृत्यु लाभ: बेसिक सम अशोर्ड + संचित बोनस
- परिपक्वता लाभ: बेसिक सम अशोर्ड + संचित बोनस
- वैकल्पिक राइडर: ADB, TPD, PWB (अतिरिक्त प्रिमियममा)
- TPD को पैसा 120 मासिक किस्तामा तिर्ने प्रावधान
- कम्पनी/कर्पोरेट ऋणको सुरक्षा (loan security) को रूप मा प्रयोग गर्न मिल्ने
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- Minimum 5 years, Maximum 52 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 40 |
| 10-14 | Rs. 41 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 54 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
बोनस तथा परिपक्वता प्रक्षेपण
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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