Child

About this plan

A child endowment plan providing Sum Assured plus bonus at maturity. Offers child death benefits, proposer death monthly income (1% of Sum assured) with premium waiver, and optional riders (accidental death, critical illness, TPD waiver).

What's included

Key highlights

  • बाल बीमा
  • परिपक्वतामा सम बीमित रकम + बोनस
  • प्रोप्रोजर मृत्युवापीमा प्रिमियम माफी र मासिक आय

Features

  • मिनिमम सम बीमित रकम रु.50,000
  • प्रवेश उमेर: 0–17 वर्ष
  • म्याच्युरिटीमा सम बीमित रकम + बोनस
  • बाल मृत्यु अवस्थामा 25% सम बीमित रकम + बोनस वा जम्मा तिरेको प्रिमियम (जे बढी)
  • प्रोप्रोजरको मृत्युमा मासिक आय = सम बीमित रकमको 1% र भविष्यका प्रिमियम माफ

Eligibility & term

Entry age
0 – 17 years
Policy term
10-27 years

Declared bonus

Term-wise Breakdown

FY 2081/82

Tenure (Years)Rate (per '000)
0-9Rs. 40
10-14Rs. 41
15-19Rs. 45
20-24Rs. 54
25-29Rs. 60
30 and aboveRs. 70

Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.

बोनस तथा परिपक्वता प्रक्षेपण

Rs 20.00 lakh

अहिलेसम्म कति वर्ष प्रिमियम तिरिसक्नुभयो (नयाँ भए ०)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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