समूह कभर
न्यूनतम बीमाश्रय
रु.10,000
न्यूनतम सदस्य
10
अधिकतम प्रवेश उमेर
69 वर्ष
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 10,000 रु.
Based on Source of Income
Description
Group term life insurance for employees providing death, accident, disability and coverage for 15 critical illnesses. Minimum 10 members and minimum sum assured starts at NPR 10,000. Renewable annually.
Features
- मृत्यु लाभ — न्यूनतम रु.10,000 वा पद/आय अनुसार निर्धारण
- दुर्घटनागत मृत्यु/वियोजन/स्थायी अपाङ्गता सम्म अतिरिक्त लाभ
- शवयात्रा खर्चको लागि १०% बीमाश्रय (अधिकतम रु.200,000 सम्म)
- दैनिक/साप्ताहिक दुर्घटना इन्डेम्निटी र मेडिकल प्रतिपूर्ति
- तेरह/पन्ध्र (१५) गम्भीर रोगहरूका लागि एक्सलेरेटेड क्रिटिकल इल्यनेस लाभ
- वार्षिक प्रिमियम मोड (नवीकरणयोग्य)
Highlights
- न्यूनतम सदस्य: 10
- न्यूनतम बीमाश्रय: रु.10,000
- प्रति वर्ष नवीकरणयोग्य (1 वर्ष)
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)- Max 5 times of death benefit or 5,000,000 whichever is less
Dismemberment / Permanent Partial Disability-Max 5 times of death benefit or 5,000,000 whichever is less
Permanent Total Disability (AD D PTD)-Max 5 times of death benefit or 5,000,000 whichever is less
Accidental Weekly Indemnity (AWI)- 75% of weekly salary or 0.75% of (ADB/D/PTD) whichever is less
Accidental Medical Reimbursement (AMR) 20% of (ADB/D/PTD) whichever is less or max of 200,000 (whichever is less)
Accelerated Group Critical Illness (GCI)-Basic sum assured or 5000,000 (whichever is less)
Eligibility
Age18 - 69 years
Policy Term1 वर्ष (प्रति वर्ष नवीकरणयोग्य)