SuryaJyoti Foreign Employment Term Life Insurance
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A single-premium term life insurance designed to provide coverage for death, disability or critical illness during foreign employment. Policy term is the foreign employment contract term plus 6 months.
What's included
Key highlights
- विदेशी रोजगारी अवधिमा लक्षित सुरक्षा
- एकल प्रिमियम (एकचोटि भुक्तानी)
- रोजगारी सम्झौता अवधि + ६ महिना नीति अवधि
Features
- मृत्यु, अपाङ्गता र क्रिटिकल इल्यानेसका लागि सुरक्षा
- एकल प्रिमियम (एकचोटि भुक्तानी)
- शोक खर्च रु. 100,000 सम्म
- कुल/आंशिक अपाङ्गता ५% देखि १००% सम्म (हानीको प्रकार अनुसार)
- आय घाटा कवरेज रु. 200,000
- शरीर फिर्ता र प्रत्यक्षीकरण खर्च रु. 100,000
- क्रिटिकल रोग कवरेज रु. 500,000
- मेडिकल खर्च प्रतिपूर्ति रु. 100,000
- प्रिमियम भुक्तानी अनलाइन: Khalti, eSewa, PrabhuPAY मार्फत
Terms and conditions
- Funeral expenses up to NPR 100,000
- Total/partial disability benefit from 5% to 100% of basic sum assured depending on loss
- Loss of income cover up to NPR 200,000
- Body repatriation up to NPR 100,000
- Critical illness cover up to NPR 500,000
- Medical expenses reimbursement up to NPR 100,000
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Premium
Quote on request