Group Personal Accident Insurance provides protection for a group (e.g., employees) against accidental death, disability and related medical expenses. Similar to individual personal accident cover but designed for groups and organizations.
What's included
Key highlights
- कर्मचारी सुरक्षा लागि समूह कवरेज
- दुर्घटनाबाट मृत्यु र अपाङ्गता समेट्छ
- वार्षिक र छरितो प्रिमियम संरचना
Features
- समूह स्तरमा कर्मचारी/सदस्यहरूको सुरक्षा
- दुर्घटनाबाट हुने मृत्यु कभर
- स्थायी पूर्ण तथा आंशिक अपाङ्गता कभर
- अस्थायी पूर्ण अपाङ्गता (आय ह्रास) लाभ
- दुर्घटना सम्बन्धी चिकित्सा खर्चको कभर (उपयुक्त अवस्थामा)
- सङ्गठनका लागि लागत‑प्रभावकारी र वार्षिक नीति
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Premium
Quote on request