Secure Mind Insurance
Other
Sum assured
On request
Premium / yr
On request
Term
—
Entry age
—
About this plan
This policy pays the outstanding loan to a Bank or Financial Institution in case the insured borrower dies, suffers permanent total disability, involuntary unemployment, or is diagnosed with any of the 18 listed critical illnesses. It is designed to mitigate lenders' losses from borrower defaults caused by circumstances beyond the borrower's control.
What's included
Key highlights
- ऋणदाताको हित संरक्षण
- मृत्यु र स्थायी अपाङ्गता समावेश
- १८ वटा क्रिटिकल इल्यनेस समावेश
- अनैच्छिक बेरोजगारी कवरेज
Features
- बीमाले बैंक/वित्तीय संस्थाप्रति बाँकी ऋण भुक्तान गर्दछ
- मृत्यु, स्थायी पूर्ण अपाङ्गता, १८ क्रिटिकल इल्यनेस र अनैच्छिक बेरोजगारी समावेश
- दावी घटना भएको मितिको बाँकी ऋण रकममा दावी स्वीकारिने
- प्रि-एग्जिस्टिङ अवस्थाहरू र नीति सुरुवातदेखि ९० दिनभित्र पत्ता लागेको क्रिटिकल इल्यनेस विचारमा नरहने
Eligibility & term
- Policy term
- Policy term aligned to the outstanding loan tenor
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from शिखर इन्स्योरेन्स
Premium
Quote on request