Coverage

रु. 0 सवारी मूल्य

Vehicle value

Description

Bumper-to-bumper protection for your vehicle, including own damage, third-party liability, and natural disaster coverage.

Features
  • आफ्नो क्षति कभर
  • तेस्रो पक्ष दायित्व
  • व्यक्तिगत दुर्घटना कभर
  • प्राकृतिक प्रकोप कभर
  • चोरी कभर
  • रोडसाइड सहायता
Highlights
  • पूर्ण कभरेज
  • रोडसाइड सहायता
  • चोरी सुरक्षा
Riders

RSMDST

Riot, Strike, Malicious Damage, Storm, Tempest cover

Flood/Landslide

Natural disaster add-on

Personal Accident

Driver/passenger accident cover

Pros & Cons

Pros

  • Full bumper-to-bumper coverage
  • Roadside assistance included
  • Theft and natural disaster covered
  • 100+ branches for easy claims
  • Personal accident cover for driver

Cons

  • Depreciation applied on parts during claim
  • No zero-depreciation option
  • Premium higher than basic plans
  • No engine protect rider
Coverage Breakdown
Own damage
Full vehicle value
Third party liability
As per NIA tariff
Personal accident
Rs 5 lakh
Natural disaster
Included
Theft
Full value
Roadside assistance
24/7
Zero depreciation
Not available
Engine protect
Not available
Claim Process
  1. 1Report accident to police (FIR required)
  2. 2Notify insurer within 24 hours
  3. 3Get vehicle surveyed by company surveyor
  4. 4Repair at authorized garage
  5. 5Submit repair bills for reimbursement
Eligibility
Policy Term१ वर्ष