Agriculture Insurance

Sum assured

Rs 1.50 L

Premium / yr

Rs 2,500

Term

1 yrs

Entry age

About this plan

Comprehensive livestock insurance covering disease, accidental death, theft, and veterinary expenses for your animals.

What's included

Key highlights

  • पशु चिकित्सा खर्च
  • रोग कभर
  • चोरी सुरक्षा

Features

  • गाई-भैंसी बीमा
  • रोग कभर
  • दुर्घटना मृत्यु
  • चोरी कभर
  • पशु चिकित्सा खर्च

Eligibility & term

Policy term
1 year

Pros & cons

Pros

  • Comprehensive livestock protection
  • Disease cover included
  • Veterinary expense coverage
  • Theft protection for animals
  • 100+ branches for rural access

Cons

  • Per-animal coverage limit (Rs 1.5 lakh)
  • Animal must be tagged and registered
  • Veterinary certificate required for claims
  • Lower claim settlement ratio (82%)

What affects your premium

  • Animal type and breed
  • Number of animals
  • Animal value/market price
  • Vaccination history

How to claim

  1. 1Report animal death/disease immediately
  2. 2Get veterinary certificate
  3. 3Submit to nearest branch
  4. 4Assessment and settlement

Best for

Dairy farmersCommercial livestock ownersRural farmersPoultry farmers

What's not covered

  • Pre-existing animal diseases
  • Intentional harm to animals
  • Animals not properly vaccinated
  • Natural death of very old animals

Other plans from सगरमाथा लुम्बिनी इन्स्योरेन्स

Premium / yr

Rs 2,500

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