Sambridhha Jeevan Beema Endowment Plan - Regular
EndowmentPopular
Sum assured
Rs 25,000
Premium / yr
On request
Term
5–52 yrs
Entry age
18–60
About this plan
Sambridhha Jeevan Beema Endowment (Regular) is a traditional participating endowment life insurance plan designed for long-term savings and life protection. It provides the sum assured on death and maturity benefits with declared bonuses.
What's included
Key highlights
- परम्परागत भागीदारी (बोनस योग्य)
- लचिलो प्रिमियम आवृत्ति
- ऋण र समर्पण मूल्य सुविधा
Features
- मृत्यु लाभ: सुनिश्चित बीमित रकम + बोनस
- परिपक्वता लाभ: सुनिश्चित रकम + डिक्लेयर गरिएको बोनस
- लोन सुविधा र सरेन्डर विकल्प
- विभिन्न प्रिमियम भुक्तानी विकल्प
- राइडरहरू उपलब्ध
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10 – 30 years
- Sum assured
- Rs 1,00,000 – Rs 1,00,00,000
- Premium modes
- Yearly, Half-yearly, Quarterly, Monthly
Benefits payout
- Death benefit
- Sum Assured + Bonus (as declared)
- Maturity benefit
- Sum Assured + Bonus (as declared)
Declared bonus
Rs 32–73 / 1,000
FY 2081/82
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit Rider
Additional benefit on accidental death
Critical Illness Rider
Lump sum on diagnosis of covered critical illnesses
Waiver of Premium on Disability
Waives future premiums on permanent disability of proposer
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
What's not covered
- Suicide within waiting period
- War, riots, civil commotion
- Pre-existing illnesses not disclosed
Other plans from प्रभु महालक्ष्मी लाइफ इन्स्योरेन्स
Premium
Quote on request