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About this plan

This is Endowment Assurance Plan that combines both the risk coverage and saving element at reasonable premium. Upon payment of premiums during the policy term, a lump sum amount of sum assured and vested bonus is paid on maturity or death of the insured.

What's included

Key highlights

  • परिपक्वता + मृत्यु लाभ
  • प्रिमियममा छुट
  • रेडर्स उपलब्ध छन्

Features

  • परिपक्वता लाभ: बीमाङ्कको पूर्ण रकम र संचित बोनस परिपक्वतामा भुक्तानीयोग्य हुनेछ।
  • मृत्यु लाभ: - पोलिसी अवधिमा मृत्यु भएमा, बीमाङ्कको १००% रकम तुरुन्तै लाभार्थीलाई भुक्तानी गरिनेछ।
  • मृत्युमा त्रैमासिक रूपमा २.५% को नियमित मासिक आय लाभ उपलब्ध छ।
  • ऋण/भुक्तानी मूल्य र समर्पण मूल्य उपलब्ध छ।
  • वैकल्पिक रेडरहरू समावेश छन्।
  • प्रिमियममा छुट उपलब्ध छ।

Eligibility & term

Entry age
18 – 60 years
Policy term
5-25 Years

Declared bonus

Rs 32–73 / 1,000

FY 2081/82

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

Other plans from प्रभु महालक्ष्मी लाइफ इन्स्योरेन्स

Premium

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