2.9% market share100.0% claims settled

This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A traditional life insurance plan offered by Prabhu Mahalaxmi Insurance Limited providing death and maturity benefits with participation in declared bonuses.

What's included

Key highlights

  • परम्परागत संरक्षण मात्र जीवन योजना
  • एकल प्रिमियम मोड मात्र
  • मृत्यु लाभ

Features

  • मृत्यु लाभ (Sum Assured)
  • एकल प्रिमियम मोड मात्र
  • वैकल्पिक राइडर उपलब्ध
Terms and conditions
  1. Benefit under this policy: Full sum assured is payable to the nominee upon death of insured within the policy term provided that the policy is in force. No amount will be provided upon maturity

प्रभु महालक्ष्मी लाइफ इन्स्योरेन्स’s page for this plan

What happens in each case

Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.

  1. If the insured passes away during the term

    The nominee receives the full sum assured. There is no savings element, so nothing else accrues.

    Typical for term plans — confirm the exact terms in the brochure.

  2. If the policy runs to maturity

    There is no maturity payout. The premium buys cover for the term, not savings.

    Typical for term plans — confirm the exact terms in the brochure.

  3. If death is caused by an accident

    With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.

    Typical for term plans — confirm the exact terms in the brochure.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

Loan & liquidity

Policy loan
Not available

Premium

Quote on request

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