In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. National Life's Pension Plan is a long-term savings product that provides regular pension (annuity) benefits on maturity. After paying regular premiums the policyholder receives periodic pension payments; nominee death benefits are available.
परिपक्वता अनुमान
अनुमानित परिपक्वता रकम
—
Declared bonus
Rs 60–85
per Rs 1,000 sum assured, per year · declared FY 2081/82
Recent years
- FY 2081/82
- Rs 60–85/ 1,000
- FY 2080/81
- Rs 63–85/ 1,000
- FY 2078/79
- Rs 63–85/ 1,000
- FY 2077/78
- Rs 63–85/ 1,000
* Company-wide declared range — the plan's own term bands were not published that year.
Source: नेशनल लाइफ इन्स्योरेन्स declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
What's included
Key highlights
- दीर्घकालीन बचत र नियमित आय
- लचिलो प्रिमियम अवधि
- नामांकित सुरक्षा
Features
- नियमित पेंशन / एन्नुइटी प्रदान
- लचिलो प्रिमियम भुक्तानी अवधी
- नामांकितलाई मृत्युबीमा लाभ
- विभिन्न एन्नुइटी विकल्पहरू (आय स्वरुप चयन)
- राइडर विकल्पहरू उपलब्ध
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
Premium
Quote on request