If you are ever unable to keep paying, the plan carries on by itself and your child still receives the full amount when the term ends. A group term assurance plan that protects students' ability to continue education if the parent responsible for tuition dies or becomes disabled. Pays a lump sum or monthly fee payments (12 or 24 months up to the sum insured). Also reimburses accidental medical treatment expenses (subject to deductible).
What's included
Key highlights
- न्यूनतम प्रवेश उमेर अभिभावक-१८ विद्यार्थी ३ वर्ष
- दुर्घटनागत मेडिकल खर्च कभर (कटौती रु.500)
- विश्वव्यापी मृत्यु कभर – युद्ध र आत्महत्यालाई अपवाद
Features
- दुर्घटनाबाट भएको मेडिकल खर्च व्यहोर्न अमर्यादित नभई पालिसीको सीमा भित्र कभर
- दुर्घटना सम्बन्धी मर्मत शुल्कमा रु. 500 कटौती (Deductible)
- दुर्घटनामा मृत्यु, अंग-क्षय/नेत्र/श्रवण/वाक अपाङ्गतामा आर्थिक भुक्तानी
- संस्थागत आवश्यकताअनुसार लचिलो र अनुकूलनयोग्य लाभ
Terms and conditions
- Coverage type 1: Student & Parent Coverage
- Parent
- 1. Accidental Death , Dismemberment, Permanent Total Disability
- (AD, D & PTD)
- 2. Loss of Life
- Student
- 1. Accidental Medical Expenses Reimbursement
- 2. Loss of Life
- Coverage type 2:
- Student Only Coverage
- 1. Accidental Medical Expenses Reimbursement
- 2. Loss of Life
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends. Most child plans are written on the parent's life, so see the next case for how the child is protected.
Typical for child plans — confirm the exact terms in the brochure.
If the policy runs to maturity
The child receives the sum assured, timed to the age set when the policy was taken out.
Typical for child plans — confirm the exact terms in the brochure.
Optional riders
शिक्षण शुल्क सुरक्षा लाभ
पोलिसीका शर्तअनुसार विद्यार्थीको शिक्षा निरन्तरता र चिकित्सा उपचार खर्चको सुरक्षा प्रदान गर्दछ।
Tuition Protection Benefit
Protects the student's ability to continue education and provides reimbursement for medical treatment bills according to policy terms.
Premium
Quote on request