MetLife Endowment

International-standard insurance service. An excellent life insurance plan in Nepal with MetLife's global experience.

Entry age

18 – 60 years

Policy term

15-25 years

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

• ADB

  Accidental Death Benefit

• Critical Illness

  Coverage for 30+ critical illnesses

• Premium Waiver

  Waives premiums on disability/critical illness

• Hospital Cash

  Daily cash benefit during hospitalization

Surrender allowed

After 3 years

Surrender value

80% of paid premiums

Loan facility

Up to 90% of surrender value

Grace period

30 days for annual, 15 days for monthly

• Age at entry
• Sum assured
• Policy term
• Rider selections (adds to premium)
• Premium payment frequency

1. 1Call MetLife claims helpline
2. 2Submit online claim with documents
3. 3Dedicated claims officer assigned
4. 4Settlement within 15 days of document completion

• Suicide within first 2 years
• Pre-existing undisclosed conditions
• Death from hazardous activities