Child's Education Protection Plan (EPP)
Child
About this plan
A participating endowment juvenile plan that protects both the child and the policy owner. Provides lump-sum or monthly income on owner's death, child death benefits, maturity benefit of Face Amount plus reversionary bonuses, and policy loan/surrender options.
What's included
Key highlights
- न्यूनतम फेस रकम रु. 250,000
- नीति अवधि 10–25 वर्ष
- को मृत्युमा प्रिमियम माफी र मासिक आय (2% बीमाङ्क रकम)
- सुन र चाँदी संस्करणका लाभ विकल्पहरू
Features
- बच्चा र पोलिसी प्रस्तावक दुवैको बीमा गर्छ
- प्रतिवर्ती बोनस सहित सहभागी बीमा योजना
- परिपक्वता लाभ: अंकित रकम + संचित प्रतिवर्ती बोनस
- समर्पण र पोलिसी ऋण सुविधाहरू; भुक्तानी गरिएको र स्वचालित प्रिमियम ऋण उपलब्ध छ
Eligibility & term
- Entry age
- 21 – 55 years
- Policy term
- 10–25 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 1-15 | Rs. 55 |
| 16-20 | Rs. 65 |
| 21 and above | Rs. 75 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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