MetLife Nepal
Life Insurance
Popular

Midterm Growth Plan (MTG)

by मेटलाइफ नेपाल

Midterm Payout

Entry Age

18-60

Plan type

Anticipated endowment with bonus participation

Midterm Survival

40% at midterm / 60% at maturity

Premium

रु. 0 रु./वर्ष

NPR/yr

Coverage

रु. 2.5 लाख (NPR 2.5 Lakh)

NPR5000000

Description

Midterm Growth (MTG) is an anticipated endowment life insurance plan providing a midterm survival payment (40% of Sum Assured) and maturity payment (60% of Sum Assured plus accrued reversionary bonuses). Features include cash surrender, policy loan, paid-up/non-forfeiture options and optional riders (Personal Accident, Waiver of Premium, Critical Illness).

Features
  • मध्य अवधिमा (40% बीमाङ्क को )Survival Benefit र परिपक्वतामा (60% बीमाङ्क) सहित बोनस
  • मृत्यु लाभ: मध्यपूर्व (100% बीमाङ्क ) , मध्यपश्चात (200% बीमाङ्क )
  • क्यास सरेण्डर, पालिसी लोन, पेड-अप र अटोमेटिक प्रिमियम लोन विकल्पहरू
  • भुक्तानी मोड: वार्षिक, सम्भ-वर्षिक , त्रैमासिक
Highlights
  • मध्यपश्चात मृत्युमा २x मृत्यु लाभ
  • मध्य अवधिमा ४०% अंश भुक्तानी
  • रिभर्सनरी बोनसमा भाग
Life Insurance Details
Money Back Policy

Available Riders

Personal Accident Rider-This rider pays benefits in case of death, dismemberment, and permanent total disability due to accidents up to the principal sum/face amount.
Waiver of Premium Rider-Under this benefit, the future premium of base policy is waived in case of permanent total disability due to sickness and accidents.
Critical Illness Rider-This rider pays 100% or 50% of Face Amount* coverage if diagnosed with 7 Critical Diseases (Major Cancer, First Heart Attack, Stroke, Benign Brain Tumor, Serious Coronary Artery Disease, Heart Valve Surgery, and Primary Pulmonary Hypertension).
Eligibility
Age18 - 60 years
Policy Termनिश्चित: 12, 14, 16, 18, 20, 22 वर्ष