Midterm Growth Plan (MTG)
Money-back
About this plan
Midterm Growth (MTG) is an anticipated endowment life insurance plan providing a midterm survival payment (40% of Sum Assured) and maturity payment (60% of Sum Assured plus accrued reversionary bonuses). Features include cash surrender, policy loan, paid-up/non-forfeiture options and optional riders (Personal Accident, Waiver of Premium, Critical Illness).
What's included
Key highlights
- मध्यपश्चात मृत्युमा २x मृत्यु लाभ
- मध्य अवधिमा ४०% अंश भुक्तानी
- रिभर्सनरी बोनसमा भाग
Features
- मध्य अवधिमा (40% बीमाङ्क को )Survival Benefit र परिपक्वतामा (60% बीमाङ्क) सहित बोनस
- मृत्यु लाभ: मध्यपूर्व (100% बीमाङ्क ) , मध्यपश्चात (200% बीमाङ्क )
- क्यास सरेण्डर, पालिसी लोन, पेड-अप र अटोमेटिक प्रिमियम लोन विकल्पहरू
- भुक्तानी मोड: वार्षिक, सम्भ-वर्षिक , त्रैमासिक
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- Fixed for 12, 14, 16, 18, 20, 22 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 1-15 | Rs. 45 |
| 16-20 | Rs. 50 |
| 21 and above 21 | Rs. 55 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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