Future Care DPS is a savings and protection plan that provides attractive maturity value and substantial accident benefits .Sum assured is determined as Annual Premium x Policy Term and accidental coverage is available up to specified limits.
What's included
Key highlights
- प्रवेश उमेर: 18–54 वर्ष
- नीति अवधि: न्यूनतम 5 वर्ष, अधिकतम 20 वर्ष
- न्यूनतम वार्षिक प्रिमियम: रु. 12,000
- दुर्घटना कभरेज: 65 वर्षसम्म
- अनुहार रकम = वार्षिक प्रिमियम x नीति अवधि (अधिकतम रु. 15,000,000)
- पेंशन (अन्यूटी) विकल्प उपलब्ध
Features
- बचत र सुरक्षा संयोजन
- आकर्षक परिपक्वता मूल्य (उदाहरण: 7% र 9% अनुमानित ब्याजमा)
- ठूला आकस्मिक दुर्घटना (Accidental) कभरेज
- जीवन अन्यूटी (पेंशन) विकल्प सहित
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
घातक रोग राइडर
समेटिएका ११ घातक रोगमध्ये कुनै एकको निदान भएमा बीमाङ्कको १००% एकमुष्ट भुक्तानी हुन्छ।
परिवार सुरक्षा राइडर
दुर्घटना वा रोगका कारण स्थायी पूर्ण अशक्तता भएमा बीमाशुल्क भुक्तानी अवधिभर आधारभूत पोलिसी र राइडरका बीमाशुल्क छुट हुन्छन्।
Critical Illness Rider
Provides 100% of face amount as lump-sum payment upon diagnosis of any one of 11 covered critical illnesses.
Family Protection Rider
Waives premiums of the base policy and riders during the premium payment period in case of permanent and total disability due to accident or sickness.
Premium
Quote on request