Future Care DPS is a MetLife savings and protection plan (Silver option) that provides attractive maturity values and substantial accident benefits. It includes an annuity (pension) option and optional riders such as Critical Illness and Family Protection.
What's included
Key highlights
- अवधि: ५–२० वर्ष
- दुर्घटना कवरेज: ६५ वर्षसम्म
- एन्यूटी (पेन्शन) विकल्प उपलब्ध
Features
- बचत र सुरक्षा संयोजन — परिपक्वतिमा निकाल्न मिल्ने रकम
- दुर्घटना कवरेज (AD/D/PTD) सम्म प्रत्यक्ष लाभ
- क्रिटिकल इल्यनेस र परिवार संरक्षण राइडर उपलब्ध
- न्यूनतम वार्षिक प्रिमियम रु. 12,000; अधिकतम वार्षिक प्रिमियम रु. 3,000,000
Terms and conditions
- This plan provides you an opportunity for:
- 1. Maturity Value: Earning reasonable returns leading to attractive maturity value to meet your financial needs
- 2.Accidental Coverage = 200% of sum assured: Additional accidental benefits under which 2 times the Face Amount will be paid in the event of Accidental Death or Accidental Permanent & Total Disability. In case of Accidental Dismemberment, the additional Accidental Benefit may reach up to 2 times the Sum assured depending on the type and extent of loss.
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
Critical Illness Rider
Provides 100% of face amount as lump-sum payment upon diagnosis of any one of 11 covered critical illnesses.
Family Protection Rider
Waives premiums of the base policy and riders during the premium payment period in case of permanent and total disability due to accident or sickness.
Premium
Quote on request