This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. This is a without-profit single term insurance plan. Under this plan, a pre-decided Sum Assured is payable on death during the term of the policy.
What's included
Key highlights
- एकल प्रिमियम म्यादी योजना
- अन्त्येष्टि खर्च रु.10,000
- अपांगता (दुर्घटना) को लागि अतिरिक्त अधिक्तम रु.1,50,000
Features
- मृत्यु लाभ: पोलिसी अवधिभर मृत्यु भएमा भुक्तानी हुने बीमाङ्क रकम
- अन्त्येष्टि खर्च: मृत्युको अवस्थामा रु. 10,000 भुक्तानी
- अपांगता लाभ (दुर्घटना): अधिकतम रु. 1,50,000 सम्म भुक्तानी
- एकल प्रिमियम: पालिसी प्रारम्भमै एकल प्रिमियम तिर्नुपर्ने
- सरेन्डर भ्याल्यू, पेड-अप र ऋण उपलब्ध छैनन्
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
अशक्तता लाभ
पोलिसी अवधिभित्र दुर्घटनाका कारण अशक्तता लाभ उपलब्ध छ।
अन्त्येष्टि खर्च लाभ
एक वर्षे पोलिसी अवधिभित्र मृत्यु भएमा भुक्तानी हुने लाभ।
Disability Benefit
Disability benefit due to accident is available during the policy term.
Funeral Expense Benefit
Benefit payable on death during the one-year policy term.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request