This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A low-premium term assurance plan. Policy loans and surrender value are not available. Minimum Sum Assured is NPR 100,000 and maximum Sum Assured is NPR 2,500,000.
What's included
Key highlights
- कम प्रिमियम म्यादी जीवन बीमा योजना
- परिपक्वतामा प्रिमियम फिर्ता
- ऋण/सन्डर उपलब्ध छैन
Features
- बीमा सुरक्षा अवधिभित्र पूर्वनिर्धारित बीमाङ्क रकम भुक्तानी गरिने
- परिपक्वतापछि १० वर्षभित्र मृत्यु भएमा बीमाङ्क रकमको ५०% भुक्तानी गरिने
- बीमित व्यक्ति परिपक्वतासम्म जीवित रहेमा अतिरिक्त प्रिमियम बाहेक तिरेको सम्पूर्ण प्रिमियम फिर्ता गरिने
- पोलिसी ऋण तथा सरेन्डर मूल्य सुविधा उपलब्ध छैन
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
The premiums paid over the term are returned to you at maturity. There is no bonus on top.
Typical for term plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना लाभ
बीमितलाई दुर्घटना लाभ उपलब्ध छ।
Accident Benefit
Accident benefit is available to the policyholder.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request