Asian Sawadhik Plus

Asian Sawadhik Plus is an endowment life insurance plan offering simple reversionary and terminal bonuses. Entry age 18–65 years, policy term 5–30 years, minimum sum assured NPR 25,000, and multiple premium payment modes.

Entry age

18 – 65 years

Policy term

5 – 30 years

Sum assured

From Rs 25,000

Premium modes

Yearly, Half-yearly, Quarterly, Monthly

Death benefit

Sum Assured + Simple Reversionary Bonus + Terminal Bonus (if eligible)

Maturity benefit

Sum Assured + Bonuses

Accidental benefit

Available as optional rider

• Accidental Death Benefit (ADB)

  Optional rider providing additional benefit on accidental death.

• Permanent Total Disability (PTD)

  Optional rider paying benefit on permanent total disability due to accident.

• Premium Waiver Benefit (PWB)

  Optional rider to waive future premiums in case of specified disability.

• Asian Critical Care (Critical Illness)

  Optional critical illness rider covering specified critical conditions.

Partial withdrawal

No

• नियमित हवाई सेवा बाहेक अन्य उडान गर्दा हुने मृत्यु/घटना
• युद्ध वा युद्धसम्बन्धी गतिविधिमा संलग्न
• कुनै अपराध/कानून बर्खिलाप कार्य गर्दा भएको मृत्यु
• पुनर्जागरण मिति वा बीमालेख सुरु मितिबाट दुई वर्ष भित्रको आत्महत्या (नियम बमोजिम)
• मागज बिग्रेको अवस्थासम्बन्धी दावीहरू (निर्दिष्ट सीमाभित्र)