Sunaulo Bal Bhavishya (Regular Premium)
Child
About this plan
Child-focused regular premium endowment. Minimum sum assured NPR 50,000. Entry age from birth (0) to 17 years (insured); proposer maximum age 65.. Risk commencement waiting periods vary by age.
What's included
Key highlights
- न्यूनतम बीमाङ्क रु. ५०,०००
- प्रवेश उमेर ०–१७ वर्ष (बीमित)
- बीमाशुल्क वार्षिक/अर्द्धवार्षिक/त्रैमासिक
Features
- न्यूनतम प्रवेश उमेर ० वर्ष (जन्मपछि)
- अधिकतम प्रवेश उमेर १७ वर्ष (बीमित); प्रस्तावक अधिकतम उमेर ६५ वर्ष
- न्यूनतम बीमाङ्क रु. ५०,०००
- बीमाशुरु/जोखिम प्रारम्भमा प्रतीक्षा अवधि (आयु अनुसार ०–२ वर्ष वा ६ वर्ष इत्यादि)
- मृत्यु परिदृश्यमा भुक्तानी नियमहरू: जोखिम प्रारम्भअघि प्रिमियम फिर्ता, जोखिमपछि बीमाङ्कको २५% वा भुक्तानी गरिएको प्रिमियम मध्ये बढी रकम
- प्रस्तावकको मृत्यु हुँदा बाँकी प्रिमियम मिनाहा र मासिक आय सुविधा (बीमितको उमेर १८ नहुन्जेल)
Eligibility & term
- Entry age
- 0 – 17 years
- Policy term
- 5 – 25 years
- Sum assured
- From Rs 50,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Death benefit
- If death before risk commencement: return of premiums paid; If death after risk commencement during policy term: 25% of Sum Assured OR premiums paid (whichever is higher) plus accrued bonus as applicable; On maturity: Sum Assured + accrued bonus
- Maturity benefit
- Sum Assured + accrued bonus
Declared bonus
Rs 42–75 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Loan & liquidity
- Policy loan
- Not available
- Partial withdrawal
- No
What's not covered
- Non-scheduled/unsanctioned flights (except scheduled commercial flights authorized by law)
- Participation in war or war-like actions (whether war declared or not)
- Violation of civil or criminal law
- Suicide within two years from risk commencement or policy reinstatement — only premiums paid returned (except extra premium)
Other plans from एसियन लाइफ इन्स्योरेन्स
Premium
Quote on request