Asian Group Term (Samuhik Myadi)

What's included

एसियन लाइफ इन्स्योरेन्स’s page for this plan

What happens in each case

Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.

1. If the insured passes away during the term

   This plan states: Sum Assured paid if insured dies during policy term

2. If the policy runs to maturity

   This plan states: No maturity benefit payable if insured survives term

3. If death is caused by an accident

   With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.

   Typical for term plans — confirm the exact terms in the brochure.

Optional riders

• दाह संस्कार खर्च

  ऐच्छिक दाह संस्कार खर्च सुविधा।

• दुर्घटना मृत्यु लाभ

  ऐच्छिक दुर्घटना मृत्यु लाभ।

• स्थायी अपाङ्ग/अशक्त सुविधा

  ADB सँग उपलब्ध ऐच्छिक स्थायी अपाङ्ग/अशक्त सुविधा।

• Funeral Expense Benefit

  Optional funeral expense benefit.

• Accidental Death Benefit

  Optional accidental death benefit.

• Permanent Total Disability Benefit

  Optional PTD benefit available together with ADB.

Loan & liquidity

Policy loan

Not available

What's not covered

• नियमित हवाई सेवाबाट टिकट लिएर गरेको उडान बाहेक अन्य उडानहरू
• युद्ध वा युद्धसम्बन्धी गतिविधिहरू (कानून विपरीत भए/नहुँदा पनि)
• नागरिक वा जंगी ऐन बमोजिम कानूनी उल्लङ्घन
• बीमा प्रारम्भ मिति/पुनर्जागरण मितिले दुई वर्ष भित्र आत्महत्या (मगज बिग्रेको भए/नभएको अवस्थाबाट स्वतंत्र)