NavaRatna Endowment (Limited Pay)

A limited-pay participating endowment life insurance plan. Multiple policy terms and premium payment durations, minimum sum assured NPR 50,000. Sum assured plus bonus paid on maturity or on death.

Entry age

18 – 65 years

Policy term

5, 10, 15, 20, 25 or 30 years

Sum assured

From Rs 50,000

Premium modes

annual, Half-yearly

Death benefit

Sum Assured + Bonus

Maturity benefit

Sum Assured + Bonus

Accidental benefit

Available via rider

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

• दुर्घटना मृत्यु लाभ (ADB)

  दुर्घटनाबाट निधन भएमा अतिरिक्त मृत्युदावी राशि उपलब्ध गराइन्छ।

• ADB + अपाङ्गता सुविधा (PTD)

  दुर्घटनाबाट स्थायी अपाङ्गता भएको अवस्थामा अतिरिक्त लाभ।

• ADB + PTD + प्रिमियम छूट लाभ (PWB)

  दुर्घटनाबाट अपाङ्गता आएमा प्रिमियम छूट सुविधा सहितको प्याकेज।

Policy loan

Available

Paid-up value

Yes

Partial withdrawal

No