5.2% market share100.0% claims settledEst. 2008
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A micro/fixed-term life insurance plan available on single premium basis. Sum assured ranges from NPR 10,000 to NPR 300,000. Pays death benefit, funeral expense and specified accidental permanent disability benefits.
What's included
Key highlights
- प्रवेश उमेर: १८–६४ वर्ष
- बीमाङ्क: रु. १०,००० – रु. ३००,०००
- भुक्तानी: एकल प्रिमियम
- दाह संस्कार खर्च: रु. १०,०००
- अधिकतम दुर्घटना/स्थायी अपाङ्गता भुक्तानी: रु. १००,०००
Features
- न्यूनतम प्रवेश उमेर १८ वर्ष
- अधिकतम प्रवेश उमेर ६४ वर्ष
- बीमा समाप्ति उमेर ६५ वर्ष
- एकल (single) बीमाशुल्क भुक्तानी
- भुक्तानी अवधि न्यूनतम १ वर्ष, अधिकतम १५ वर्ष
- न्यूनतम बीमाङ्क रु. १०,०००
- अधिकतम बीमाङ्क रु. ३००,०००
- दाह संस्कार खर्च रु. १०,०००
- दुर्घटनाबाट हुने स्थायी पूर्ण अशक्ततामा अधिकतम रु. १००,००० सम्म भुक्तानी
- विभिन्न अंग हराउने क्षतिमा पूर्वनिर्धारित आंशिक लाभ (उदा. एउटा आँखाको हानि रु. ५०,००० आदि)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
This plan states: Sum Assured
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Loan & liquidity
- Policy loan
- Available
- Loan facility
- Up to 90% of surrender value
Premium
Quote on request