Asian Life - Karja Suraksha (Term)
Term
Sum assured
Rs 10,000
Premium / yr
Rs 1,000
Term
1–15 yrs
Entry age
18–64
About this plan
Asian Life Karja Suraksha (Term) is a short-term credit protection life plan insuring borrowers of banks, finance companies, microfinance and cooperatives. It is non-participating (no bonus) and single-premium. Pays sum assured on death during the term, double sum assured for accidental death, and a funeral expense benefit.
What's included
Key highlights
- न्यूनतम बीमाङ्क रु. १०,०००
- अधिकत्तम बीमाङ्क रु. २० लाख
- दुर्घटनात्मक मृत्युमा २x बीमाङ्क
- दाह संस्कार खर्च: २५% वा रु. ३०,०००
- समर्पण मूल्य/कर्जा नहुने
Features
- मुनाफामा सरिक नहुने (Non-participating)
- एकल बीमाशुल्क (Single premium)
- बैंक/फाइनान्स/लघुवित्त/सहकारीबाट लिएको कर्जा सुरक्षा गर्ने
- मृत्युमा बीमाङ्क भुक्तानी
- दुर्घटनात्मक मृत्युमा बीमाङ्कको दुई गुणा
- दाह संस्कार खर्च
- पूर्ण स्थायी अंगभंगमा बीमाङ्क भुक्तानी
- आंशिक स्थायी अंगभंगमा बीमाङ्कको ५०% भुक्तानी
- समर्पण मूल्य तथा कर्जा उपलब्ध छैन
Eligibility & term
- Entry age
- 18 – 64 years
- Policy term
- 1-15 years
- Sum assured
- Rs 10,000 – Rs 20,00,000
- Premium modes
- one-time
Benefits payout
- Death benefit
- Sum Assured
- Maturity benefit
- None
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Loan & liquidity
- Policy loan
- Not available
- Paid-up value
- No
- Partial withdrawal
- No
Other plans from एसियन लाइफ इन्स्योरेन्स
Premium / yr
Rs 1,000