This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. Term life insurance that pays sum assured on insured's death only. No maturity benefit. Flexible premium payment options (single, regular, limited) and multiple policy terms available.
What's included
Key highlights
- टर्म (मृत्यु लाभ) योजना
- न्यूनतम बीमाङ्क रु. २५,०००
- एकल/नियमित/सीमित भुक्तानी विकल्प
- वैकल्पिक राइडरहरू उपलब्ध
Features
- न्यूनतम बीमाङ्क रु. २५,०००
- एकल, नियमित र सीमित प्रिमियम भुक्तानी विकल्प
- बीमा अवधि १ देखि १५ वर्ष
- बीमितको मृत्युमा बीमाङ्क भुक्तान
- परिपक्वतामा कुनै भुक्तानी हुँदैन (pure term)
- वैकल्पिक राइडरहरू: अन्त्येष्टि खर्च, दुर्घटना मृत्यु लाभ (ADB), ADB+PTD+PWB
Terms and conditions
- Terms of Payment:
- 1. In case of death of the insured, the sum assured will be paid.
- 2. If the insured survives till maturity, no claim will be paid.
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
This plan states: Sum Assured
If the policy runs to maturity
This plan states: No benefit on maturity
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
दाह संस्कार खर्च लाभ
ऐच्छिक दाह संस्कार खर्च लाभ।
दुर्घटना मृत्यु लाभ
ऐच्छिक दुर्घटना मृत्यु लाभ।
स्थायी पूर्ण अशक्तता लाभ
ADB सँग उपलब्ध ऐच्छिक स्थायी पूर्ण अशक्तता लाभ।
बीमाशुल्क छुट सुविधा
ADB र PTD सँग उपलब्ध ऐच्छिक बीमाशुल्क छुट सुविधा।
Funeral Expense Benefit
Optional funeral expense benefit.
Accidental Death Benefit
Optional accidental death benefit.
Permanent Total Disability Benefit
Optional PTD benefit available with ADB.
Premium Waiver Benefit
Optional PWB benefit available with ADB and PTD.
Loan & liquidity
- Policy loan
- Available
Premium
Quote on request