20-Year Agrim bhuktani( Money-Back Plan)
Money-backPopular
Sum assured
Rs 50,000
Premium / yr
Rs 3,000
Term
20 yrs
Entry age
18–45
About this plan
A 20-year participating money-back life insurance plan providing periodic survival benefits, surrender value and loan facility.
What's included
Key highlights
- नाफामा सहभागि मनी-ब्याक योजना
- १०/१५/२० वर्षमा जीवित लाभ
- समर्पण र ऋण सुविधा
- भुक्तानीमा छुट
Features
- नाफामा सहभागि (participating plan)
- बीमा अवधि: २० वर्ष, परिपक्वता उमेर अधिकतम: ६५ वर्ष
- न्यूनतम बीमाङ्क: रु. ५०,०००
- समर्पण मूल्य (surrender value) र ऋण उपलब्ध
- जीवित लाभ वितरण: १० वर्षमा, १५ वर्षमा, परिपक्वतामा
- मृत्युमा बचेका जीवित लाभ कटौती नगरी बीमाङ्क र बोनस एकमुष्ठ भुक्तानी
Eligibility & term
- Entry age
- 18 – 45 years
- Policy term
- 20 years
- Sum assured
- From Rs 50,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Death benefit
- Sum Assured + Bonus (lump sum)
- Maturity benefit
- Money-back payouts: 10th year 20% of SA, 15th year 30% of SA, Maturity (20th year) 50% of SA + regular bonus
- Accidental benefit
- Available as rider
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit (ADB)
Additional benefit on accidental death, payable as per rider terms
Permanent Total Disability (PTD)
Benefit on permanent total disability as per rider terms
Premium Waiver Benefit (PWB)
Waives future premiums on specified events (as per rider)
Loan & liquidity
- Policy loan
- Available
- Partial withdrawal
- No
Other plans from एसियन लाइफ इन्स्योरेन्स
Premium / yr
Rs 3,000