Nabikaran Myadi Jeevan Beema
TermPopular
Sum assured
Rs 2.50 L
Premium / yr
On request
Term
5–25 yrs
Entry age
18–65
About this plan
A renewable term life insurance plan offering straightforward, cost-effective protection for a specified policy term. It is a non-participating (no bonuses) pure term plan that pays the sum assured on death during the policy term.
What's included
Key highlights
- Cost-effective life protection
- Simple and easy-to-understand plan
- Focused coverage for specified years
- Yearly premium payment mode
Features
- Policy term selectable from 5 to 25 years
- Entry age 18–65 years
- No maturity payout (pure term) — lower premiums
- Non-participating: no bonus, surrender, or paid-up value
- Annual premium payment mode
- Death benefit: full sum assured payable if death occurs during policy term
- Optional riders availiable
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 – 25 years
- Sum assured
- From Rs 2,50,000
- Premium modes
- Yearly
Benefits payout
- Death benefit
- Full Sum Assured payable if death occurs during policy term
- Maturity benefit
- No maturity benefit (pure term)
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Sun Medicare
Emergency medical rider offering fixed payouts based on hospitalization days.
Critical Illness
Pays lump sum on diagnosis of covered critical illnesses (rider details per policy brochure).
Funeral Expense
Lump sum to cover funeral expenses on death of the insured.
Loan & liquidity
- Policy loan
- Not available
- Paid-up value
- No
What's not covered
- Suicide within specified waiting period as per policy terms
- War, civil commotion and related events
- Pre-existing conditions not disclosed at proposal
Other plans from Sun Nepal Life Insurance
Premium
Quote on request