15-Years Money Back Cum Whole Life Assurance (Saarthak Ajeewan Jeevan Beema)
Entry Age
18-55
Min Sum Assured
रु.50,000
Policy Term
15 वर्ष
Premium
रु. 6,000 रु./वर्ष
NPR/yr
Coverage
रु. 50,000 रु.
Based on Income
A money-back cum whole life plan where premiums are paid for a fixed period but cover continues until death or attainment of age 100. On survival to term end, full sum assured plus declared & vested bonuses are payable. Additional sum assured is payable at age 100 or to nominee on death after policy term but before age 100.
- Premium paying term: 15 years
- Money-back payouts
- Whole-life cover up to age 100 (if not paid earlier)
- Death benefit during premium paying term: Full Sum Assured + vested bonuses
- Optional riders
- Money-back at years 5, 10, 15
- Whole-life cover up to age 100
- Full sum assured plus declared & vested bonuses
Available Riders
See what your investment would be worth today if started 20 years ago with this plan.
Select Yearly Premium / वार्षिक प्रिमियम छान्नुहोस्
Total Premium Paid (20 yrs)
रु. 3 लाख
कुल प्रिमियम भुक्तानी
Sum Assured
रु. 1.3 लाख
बीमाङ्क
Accumulated Bonus (20 yrs @ Rs. 45 per 1,000 SA)
+ रु. 1.1 लाख
संचित बोनस (FY 2079/80)
Estimated Maturity Value / अनुमानित परिपक्वता रकम
रु. 2.4 लाख
= Sum Assured (रु. 1.3 लाख) + Bonus (रु. 1.1 लाख)
* Projection based on bonus rate of FY 2079/80 (Rs. 30–60 per 1,000 SA). Actual returns may vary. Bonus rates are declared annually and are not guaranteed.