Myadi Laghu Sanyukta Jeevan Beema Yojana
Couple
Sum assured
Rs 10,000
Premium / yr
On request
Term
2–5 yrs
Entry age
22–65
About this plan
Joint term life assurance for husband and wife under a single policy (term 2–5 years). On death of either life, the full sum assured plus 10% as funeral expenses is paid. Accidental total permanent disability pays full sum assured in 120 monthly instalments. No maturity benefit.
What's included
Key highlights
- Joint life cover
- Short term term life insurance plan (2–5 yrs)
- Death benefit + 10% funeral expenses
Features
- Joint coverage for husband and wife under one policy
- Policy term 2–5 years
- On death: Full Sum Assured + 10% of SA as funeral expenses
- Accidental total permanent disability: Full SA payable in 120 monthly instalments
- No maturity benefit
- Premium is single one-time payment
Eligibility & term
- Entry age
- 22 – 65 years
- Policy term
- 2 – 5 years
- Sum assured
- Rs 10,000 – Rs 3,00,000
- Premium modes
- single_payment
Benefits payout
- Death benefit
- Full Sum Assured + 10% of Sum Assured as funeral expenses
- Maturity benefit
- No maturity benefit
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Loan & liquidity
- Policy loan
- Not available
- Paid-up value
- No
- Partial withdrawal
- No
What's not covered
- Suicide (within waiting period as per company rules)
- War/terrorism/armed conflict
- Pre-existing conditions unless specifically accepted
Other plans from Sun Nepal Life Insurance
Premium
Quote on request